5 Eylül 2025
Role of Down Payment
Down payment directly impacts monthly installments...
High Down Payment
Higher upfront payment reduces interest costs...
Low Down Payment
Lower upfront payment eases cash flow but increases total cost...
Loan Tenor
Short-term loans reduce interest but raise installments...
Long-term loans ease monthly payments but raise total cost...
Simulation
Different down payment and tenor scenarios should be compared...
Conclusion
The right balance depends on the buyer’s budget...
